{"id":4810,"date":"2015-06-24T16:06:06","date_gmt":"2015-06-24T16:06:06","guid":{"rendered":"http:\/\/gohome.fastforwardstories.com\/?p=4810"},"modified":"2015-06-24T16:06:06","modified_gmt":"2015-06-24T16:06:06","slug":"whats-refunded-if-my-loan-is-higher-than-my-estimate","status":"publish","type":"post","link":"https:\/\/sovereigntitleinc.com\/whats-refunded-if-my-loan-is-higher-than-my-estimate\/","title":{"rendered":"What\u2019s Refunded If My Loan Is Higher Than My Estimate?"},"content":{"rendered":"<p><script src=\"https:\/\/fast.wistia.com\/assets\/external\/E-v1.js\" async><\/script><\/p>\n<div class=\"wistia_responsive_padding\" style=\"padding:56.25% 0 0 0;position:relative;\">\n<div class=\"wistia_responsive_wrapper\" style=\"height:100%;left:0;position:absolute;top:0;width:100%;\">\n<div class=\"wistia_embed wistia_async_wpp8awj3zx dnt=1 videoFoam=true\" style=\"height:100%;position:relative;width:100%\">\n<div class=\"wistia_swatch\" style=\"height:100%;left:0;opacity:0;overflow:hidden;position:absolute;top:0;transition:opacity 200ms;width:100%;\"><img src=\"https:\/\/fast.wistia.com\/embed\/medias\/wpp8awj3zx\/swatch\" style=\"filter:blur(5px);height:100%;object-fit:contain;width:100%;\" alt=\"\" aria-hidden=\"true\" onload=\"this.parentNode.style.opacity=1;\" \/><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>If the amount you pay at closing exceeds the amounts disclosed on the Loan Estimate &#8211; beyond tolerance limits for each category &#8211; the creditor must REFUND the excess to you no later than 60 calendar days after loan consummation.<\/p>\n<p>For charges subject to a 10% cumulative tolerance fees greater than 10% of the Loan Estimate for the same charges must be refunded.<\/p>\n<p>For fees paid for 3rd party services which the creditor did NOT permit you to shop the FULL amount over the estimate must be refunded.<\/p>\n<p>For charges subject to ZERO tolerance including fees paid to the creditor mortgage broker or their affiliates any amount beyond the Loan Estimate must be refunded.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If the amount you pay at closing exceeds the amounts disclosed on the Loan Estimate &#8211; beyond tolerance limits for each category &#8211; the creditor must REFUND the excess to you no later than 60 calendar days after loan consummation. For charges subject to a 10% cumulative tolerance fees greater than 10% of the Loan&hellip;<\/p>\n","protected":false},"author":186,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":""},"categories":[14],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.6.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What\u2019s Refunded If My Loan Is Higher Than My Estimate? - Gretna, Hammond, East New Orleans, LA | Sovereign Title Inc.<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sovereigntitleinc.com\/whats-refunded-if-my-loan-is-higher-than-my-estimate\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What\u2019s Refunded If My Loan Is Higher Than My Estimate? - Gretna, Hammond, East New Orleans, LA | Sovereign Title Inc.\" \/>\n<meta property=\"og:description\" content=\"If the amount you pay at closing exceeds the amounts disclosed on the Loan Estimate &#8211; beyond tolerance limits for each category &#8211; the creditor must REFUND the excess to you no later than 60 calendar days after loan consummation. 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