{"id":4824,"date":"2015-06-24T16:26:37","date_gmt":"2015-06-24T16:26:37","guid":{"rendered":"http:\/\/gohome.fastforwardstories.com\/?p=4824"},"modified":"2015-06-24T16:26:37","modified_gmt":"2015-06-24T16:26:37","slug":"understanding-your-loan-estimate-services-you-can-shop-for","status":"publish","type":"post","link":"https:\/\/sovereigntitleinc.com\/understanding-your-loan-estimate-services-you-can-shop-for\/","title":{"rendered":"Understanding Your Loan Estimate: Services You CAN Shop For"},"content":{"rendered":"<p><script src=\"https:\/\/fast.wistia.com\/assets\/external\/E-v1.js\" async><\/script><\/p>\n<div class=\"wistia_responsive_padding\" style=\"padding:56.25% 0 0 0;position:relative;\">\n<div class=\"wistia_responsive_wrapper\" style=\"height:100%;left:0;position:absolute;top:0;width:100%;\">\n<div class=\"wistia_embed wistia_async_glfnb3j7mk dnt=1 videoFoam=true\" style=\"height:100%;position:relative;width:100%\">\n<div class=\"wistia_swatch\" style=\"height:100%;left:0;opacity:0;overflow:hidden;position:absolute;top:0;transition:opacity 200ms;width:100%;\"><img src=\"https:\/\/fast.wistia.com\/embed\/medias\/glfnb3j7mk\/swatch\" style=\"filter:blur(5px);height:100%;object-fit:contain;width:100%;\" alt=\"\" aria-hidden=\"true\" onload=\"this.parentNode.style.opacity=1;\" \/><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>These costs are paid to outside parties and YOU are free to shop and compare providers for a variety of services. These might include pest inspection, or &#160;a survey to verify property lines or&#160;a range of Title-related services.<\/p>\n<p>Title services might include:<\/p>\n<ul>\n<li>a Lender&#8217;s title policy, which protects their legal interest in their loan collateral- usually the property itself<\/li>\n<li>settlement agent fees, paid to the individual or company responsible for facilitating the final transaction<\/li>\n<li>Title Search, which clarifies and documents legal ownership of the property<\/li>\n<li>a title insurance binder, which allows potential future use of the current title search results, conditions and exclusions for a short period to lower the cost of future title insurance.<\/li>\n<\/ul>\n<p>If you select service providers from the list provided by the lender, their fees cannot change by more than 10% between the Loan Estimate and the final Loan Disclosure. If you select other providers the lender is not responsible for changes in those costs.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>These costs are paid to outside parties and YOU are free to shop and compare providers for a variety of services. These might include pest inspection, or &#160;a survey to verify property lines or&#160;a range of Title-related services. Title services might include: a Lender&#8217;s title policy, which protects their legal interest in their loan collateral-&hellip;<\/p>\n","protected":false},"author":186,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":""},"categories":[14],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.6.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Understanding Your Loan Estimate: Services You CAN Shop For - Gretna, Hammond, East New Orleans, LA | Sovereign Title Inc.<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sovereigntitleinc.com\/understanding-your-loan-estimate-services-you-can-shop-for\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Understanding Your Loan Estimate: Services You CAN Shop For - Gretna, Hammond, East New Orleans, LA | Sovereign Title Inc.\" \/>\n<meta property=\"og:description\" content=\"These costs are paid to outside parties and YOU are free to shop and compare providers for a variety of services. These might include pest inspection, or &#160;a survey to verify property lines or&#160;a range of Title-related services. 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